[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.domecz.cz\/trh-s-nemovitostmi\/#Article","mainEntityOfPage":"https:\/\/www.domecz.cz\/trh-s-nemovitostmi\/","headline":"Trh s nemovitostmi","name":"Trh s nemovitostmi","description":"Ka\u017ed\u00fd, kdo se v posledn\u00edm roce zaj\u00edmal o nemovitosti, tak<span class=\"more-dots\"><a href=\"https:\/\/www.domecz.cz\/trh-s-nemovitostmi\/\">[ ... ]<\/span><\/a>","datePublished":"2025-07-01","dateModified":"2025-07-01","author":{"@type":"Person","@id":"https:\/\/www.domecz.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.domecz.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"domecz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.domecz.cz\/wp-content\/uploads\/housebuilding-3370969_640_4.jpg","url":"https:\/\/www.domecz.cz\/wp-content\/uploads\/housebuilding-3370969_640_4.jpg","height":0,"width":0},"url":"https:\/\/www.domecz.cz\/trh-s-nemovitostmi\/","about":["Dom\u00e1cnost"],"wordCount":398,"articleBody":"       Ka\u017ed\u00fd, kdo se v posledn\u00edm roce zaj\u00edmal o nemovitosti, tak ur\u010dit\u011b moc dob\u0159e v\u00ed, \u017ee vyhl\u00eddky lep\u0161\u00edch z\u00edt\u0159k\u016f prost\u011b neexistuj\u00ed. Ka\u017ed\u00fd, ale opravdu ka\u017ed\u00fd, kdo chce n\u011bco po\u0159\u00eddit, by to m\u011bl ud\u011blat rovnou a nic ne\u010dekat. Ceny rostou a porostou i nad\u00e1le a jedin\u00e1 mo\u017enost co lid\u00e9 maj\u00ed je kupovat nyn\u00ed. V\u011b\u0159te, \u017ee nikdy ceny u\u017e nespadnou, ale maxim\u00e1ln\u011b se zaraz\u00ed. Ov\u0161em kdy a na jak\u00fdch cen\u00e1ch, to je ot\u00e1zka do pranice. Te\u010f si tedy poj\u010fme shrnout, pro\u010d je trh s nemovitostmi pro lidi nedostupn\u00fd.Hypot\u00e9ky \u2013 V \u010cesk\u00e9 republice se p\u016fj\u010duje hypot\u00e9ka pouze tehdy, kdy\u017e m\u00e1te vlastn\u00ed kapit\u00e1l, a to ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f 20 % v n\u011bkter\u00fdch 10 %. D\u00e1 se po\u0159\u00eddit i hypot\u00e9ka s nulov\u00fdm kapit\u00e1lem, ale mus\u00ed v\u00e1m n\u011bkdo ru\u010dit nemovitost\u00ed. Dal\u0161\u00ed v\u011bc\u00ed je, \u017ee \u00farokov\u00e1 sazba hypot\u00e9k je okolo 5 % co\u017e je opravdu hrozn\u00e9. Suma sum\u00e1rum na d\u016fm, kter\u00fd stoj\u00ed 10 milion\u016f budete pot\u0159ebovat 2 miliony kapit\u00e1lu, a to zat\u00edm jenom dostanete hypot\u00e9ku. Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f na 30 let, kdy ka\u017ed\u00fd m\u011bs\u00edc zaplat\u00edte neuv\u011b\u0159iteln\u00e9 pen\u00edze. V tom ale je\u0161t\u011b nejsou zahrnuty n\u00e1klady na d\u016fm.Stavebn\u00ed m\u00edsto \u2013 Stejn\u00fd probl\u00e9m jako u koupi domu. Extr\u00e9mn\u011b drah\u00e9 pozemky, kdy se lid\u00e9 neboj\u00ed j\u00edt a\u017e za hranu lidskosti. Pozemek stoj\u00ed vesm\u011bs stejn\u00e9 pen\u00edze jako nemovitost samotn\u00e1, v n\u011bkter\u00fdch p\u0159\u00edpadech i v\u00edc.Finance \u2013 Pokud jste s\u00e1m, tak nejsp\u00ed\u0161e na vlastn\u00ed bydlen\u00ed nikdy nedos\u00e1hnete. Pokud jste tedy nekoupili n\u011bco p\u0159ed rokem 2019, kdy\u017e byly ceny norm\u00e1ln\u00ed. Te\u010f mus\u00edte vyd\u011bl\u00e1vat nejm\u00e9n\u011b 60 tis\u00edc v \u010dist\u00e9m, abyste na n\u011bco m\u011bli.D\u016fm \u2013 V dne\u0161n\u00ed dob\u011b se nejv\u00edce vyplat\u00ed stav\u011bt montovan\u00e9 rodinn\u00e9 domy. Jsou velmi rychle postaven\u00e9, a nav\u00edc nestoj\u00ed tak velk\u00e9 pen\u00edze. Kdo chce bydlet rychle, tak ur\u010dit\u011b perfektn\u00ed mo\u017enost.V\u0161echny tyto body jsou jenom hrana ledovce, dal\u0161\u00ed velmi z\u00e1va\u017en\u00fd krok je stavebn\u00ed \u00fa\u0159ad, kter\u00fd je moment\u00e1ln\u011b v rozkladu d\u00edky nejmenovan\u00e9mu politikovi, kter\u00fd odstoupil z funkce bez jak\u00e9hokoliv potrest\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Trh s nemovitostmi","item":"https:\/\/www.domecz.cz\/trh-s-nemovitostmi\/#breadcrumbitem"}]}]